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Workers' Compensation Search Insurance Type Individuals Businesses Farm and Ranch Specialty Search Insurance Overview Individuals Individuals Auto Auto (AZ, IL, IN, OH, WI) Auto Xtended AutoXtended (AZ, IL, IN, OH, WI) Homeowners Home (AZ, IL, IN, OH, WI) Home Xtended HomeXtended (AZ, IL, IN, OH, WI) Condo Renters Valuables Umbrella Umbrella (AZ, IL, IN, OH, WI) Identity theft Prime of life Businesses Businesses Property Liability Business auto Commercial umbrella Industry solutions Risk engineering Affinity programs -- Workers' compensation Employment practices liability Data breach Farm and ranch Farm and ranch Farm and ranch Farm auto Specialty Specialty Excess casualty General liability Environmental Distribution Specialty programs Workers' compensation Find an Agent Resources My Policy Claims Make a Payment Careers About Us Careers Investors -- Agent Log in Insured Login string(15) "other_html_page" Workers' Compensation Workers' Compensation We help injured employees get back to health and productivity, fast. State Auto's approach to workers' compensation disrupts the typical pattern of delayed recovery that, for many workers, leads to more pain, more addiction and more time away from work. For small businesses and middle market accounts, State Auto provides workers' compensation coverage along with your business owner's policy or commercial insurance package . We're also a solution for employers with a debit experience modification factor driven by a high number of lost time days due to soft tissue related injuries. Our unique claims advantage We're an industry leader in predicting which workers’ compensation claims are at risk for delayed recovery and higher cost of claims. Our specialized claims model is focused on returning injured workers to health and productivity. Proprietary ID15 ® process: We identify claims that are high-risk for delayed recovery based on key factors including behavioral and psychosocial issues. Workability, not disability: Injured workers off-duty 12 weeks have only a 50% likelihood of returning to work. Our nurses help injured workers recover some ability to work within the first 12 days on average, so they can begin to return to a healthy routine. Return-to-work focus: Our nurses guide each worker through a treatment plan with a purpose. We focus on capability, not disability. And we're intently focused on getting people back to their normal lives as soon as possible. Read more about our workers' compensation claims advantage Workers' compensation products Debit Experience Modification Risks Middle Market Workers' Compensation Small Business Workers' Compensation Log in to E-Services (RTW policyholders and agents) Report a Workers' Compensation Claim Quick Start Guide Find a Medical Provider Absentia Solutions Workers Compensation Resources Help prevent slips, trips and falls You can take simple steps at your business to help prevent someone from a slip, trip or fall. Enforcing lockout / tag-out saves lives infographic Machinery accidents are more common than you think. Train workers to lockout the main switch and tag it. Every time. Ladder Safety Resources Many own a ladder, but it seems many aren't following ladder safety protocols. Back Safety: Sprains and Strains Back injuries are such a common event that training is regularly given on the appropriate way to lift and carry a load, and yet workers continue to be injured. How to Help Identify Office Ergonomics Issues Guide to Ergonomic Office Workstation Design An office workplace design should meet the needs of the business and protect workers from ergonomic strain. Reducing Ergonomic Strain in the Office Workers should shift positions frequently, remember to blink while working at a monitor screen, and vary work routines so that they can maintain their best health. Choosing the correct fIre extinguisher classification Featured Resources Help prevent slips, trips and falls You can take simple steps at your business to help prevent someone from a slip, trip or fall. Enforcing lockout / tag-out saves lives infographic Machinery accidents are more common than you think. Train workers to lockout the main switch and tag it. Every time. Ladder Safety Resources Many own a ladder, but it seems many aren't following ladder safety protocols. Back Safety: Sprains and Strains Back injuries are such a common event that training is regularly given on the appropriate way to lift and carry a load, and yet workers continue to be injured. How to Help Identify Office Ergonomics Issues Guide to Ergonomic Office Workstation Design An office workplace design should meet the needs of the business and protect workers from ergonomic strain. Reducing Ergonomic Strain in the Office Workers should shift positions frequently, remember to blink while working at a monitor screen, and vary work routines so that they can maintain their best health. Choosing the correct fIre extinguisher classification Contact Us Report Fraud Sitemap About Us Investors © 2019 State Automobile Mutual Insurance Company. All rights reserved. Privacy Policy Terms of Use -- --...